MSIG EZ-Mile Motor Insurance Add-On
is a pay-as-you-drive solution compatible with the following MSIG policies:
- MSIG Private Car Comprehensive Policy
- MSIG Private Car with Driver’s PA
- MSIG Motor Plus
- MSIG Lady Motor Plus
Enjoy a lower premium by committing to drive within a specific mileage during the year. As an added benefit, you will receive a complimentary MSIG microtag that connects to your smartphone to track your mileage and provide quick access to roadside assistance whenever you need it.
MSIG Microtag
Your MSIG EZ-Mile Motor Add-on comes with the MSIG microtag, a wireless, Bluetooth-enabled device that consists of several features. It is easy to fix in your car and pair with your smartphone.
Benefits
- Top-up reminder
Pings you when you almost exceeded your Allocated Mileage - Safe Driving Alert
Beeps a warning when you are texting while driving above 20km/h - eCall – Automatic accident detection & response
Automatically sends crash details to an authorized call centre - bCall – Concierge Emergency
Request 24-hour breakdown or emergency roadside assistance with one button
- Automatic mileage recording via MSIG microtag
- Pay As You Drive (PAYD)
View driven mileage, receive top-up reminder and safety assistance in the event of car breakdown or emergency.
Pay a lower premium on your motor comprehensive insurance based on a low anticipated mileage usage for the year.
There are 3 plans available for you to choose:
| PLAN | MILEAGE IN KM (PER ANNUM) |
| A | 0 UP TO 5,000 KM |
| B | 0 UP TO 10,000 KM |
| C | 0 UP TO 15,000 KM |
| TOP-UP | EACH 3,000 KM |
- Cover for Windscreens, Windows and Sunroof
- Separate Cover for Accessories fixed to Your Car
- Gas Conversion Kit and Tank
- Legal Liability to Passengers
- Smart Key Shield (Non-Tariff)
- 24-Hour Unlimited Towing Service (Non-Tariff)
- Driver’s PA Cover (Non-Tariff) (applicable only to MSIG Private Car with Driver’s PA Insurance Policy)
- Driver’s Personal Accident (Non-Tariff)
- Policyholder’s Personal Accident Cover (Non-Tariff)
- Loss or Damage to Personal Belongings (Non-Tariff)
- Transportation Allowance (Non-Tariff)
- Limits of Liability for Third Party Property Damage (TPPD)
- Current Year “NCD” Relief
How Much Can You Save with MSIG EZ-Mile?
MSIG EZ-Mile rewards you with a lower upfront premium for committing to a lower annual mileage. Here's a worked example:
| Plan | Mileage committed | Indicative saving vs standard | Best for |
| Plan A | Up to 5,000 km/year | Highest discount | Occasional drivers, retirees |
| Plan B | Up to 10,000 km/year | Moderate discount | WFH drivers, weekenders |
| Plan C | Up to 15,000 km/year | Entry-level discount | Moderate commuters |
MSIG EZ-Mile is available at MSIG website.
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MSIG Insurance (Malaysia) Bhd is a member of PIDM
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM - visit www.pidm.gov.my
